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Maryland Closing and Title Services

Purchase Timeline

Get a signed and ratified contract. Who’s Involved: Seller, Buyer, Agents


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Order Title and finalize your loan approval. Who’s Involved: Buyer, Agent, Lender


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Receive first contact from Endeavor Title for the information needed from all parties. Who’s Involved: Buyer, Seller, Agents, Lender


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Verify all financial ties to the property. Who’s Involved: Seller, Agents, Lender, Payoff Mortgage Company(s), HOA/Condo, City/County Services, Water/Trash Departments, Judgments If seller does not have clear title this is when we would let all parties know what is needed to give title to the Buyer.


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Clear Title Report provided. Who’s Involved: Lender, Buyer, Agents


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Closing Disclosure Produced. Who’s Involved: Lender, Title, Agents This is usually 3 days prior to closing. This is the last chance for your Agents to provide Commission fee’s prior to closing.


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Clear to Close. Who’s Involved: All Parties Notified final time, date & location of settlement are determined.


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Collect funds needed to close for all parties. Who’s Involved: Lender, Buyer, Seller All funds for closing are delivered to Endeavor Title by Wire. This is to ensure funds are in our accounts prior to signing.


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Closing. Who’s Involved: All parties meet to sign final documents and exchange keys.


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Recording & Funding. Who’s Involved: Title company sends all documents to the city/county for recording and disburse funds to parties on the final settlement statement. Wires going out will be sent within 24 business hours of the closing.


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Final Documents sent out. Who’s Involved: Title company receives back the recorded documents from the county. They then produce your Final Title Policy(s) and mail out your originals.


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Refinance Timeline

Find a Loan Officer. Who’s Involved: Borrower, Lender


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Order Title. Who’s Involved: Borrower, Lender, Title


Contact Endeavor Title to learn more.




Receive first contact from Endeavor Title for the information needed from all parties. Who’s Involved: Borrower, Lender, Title


Contact Endeavor Title to learn more.




Verify all financial ties to the property. Who’s Involved: Borrower, Lender, Payoff Mortgage Company(s), City/County Services, Judgments If Borrower does not have clear title this is when we would let all parties know what is needed to give title to the Borrower.


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Clear Title Report provided. Who’s Involved: Lender, Borrower


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Closing Disclosure Produced. Who’s Involved: Lender, Title This is usually 3 days prior to closing.


Contact Endeavor Title to learn more.




Clear to Close. Who’s Involved: All Parties Notified final time, date & location of settlement are determined.


Contact Endeavor Title to learn more.




Collect funds needed to close for all parties. Who’s Involved: Lender, Borrower All funds for closing are delivered to Endeavor Title by Wire. This is to ensure funds are in our accounts prior to funding.


Contact Endeavor Title to learn more.




Closing. Who’s Involved: Borrower, Title, Leander meet to sign final documents. Anyone on title to the property must be present to sign. This is required whether they are on the loan or not.


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Recording & Funding. Who’s Involved: Title company sends all documents to the city/county for recording and disburse funds to parties on the final settlement statement. Wires going out will be sent within 24 business hours of the lender funds being received and after the 3 day recession period has passed. The funding date may be extended beyond 3 days due to federal banking holidays and weekends.


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Final Documents sent out. Who’s Involved: Title company receives back the recorded documents from the county. They then produce your Final Title Policy(s) and mail out your originals.


Contact Endeavor Title to learn more.





The steps leading from contract to close can be easy if you prepare yourself and others involved in the transaction properly. We will attempt to cover the steps involved in coming to closing and help you know who does what and when. Some transactions may be more involved than others. Every property transaction is unique.